Do I need a doctor's order for my HSA/FSA to reimburse a Genova Connect test?

Not typically. HSAs/FSAs pay for qualified medical expenses, which include laboratory fees for medical care. Some plan administrators may still require a Letter of Medical Necessity (LMN). Check your plan's rules.

Are all at-home tests covered?

Coverage depends on your plan. Many list 'Laboratory fees' as eligible with a detailed receipt, but documentation requirements vary by administrator.

Is traditional insurance the same as HSA/FSA?

No. Genova Connect purchases can't be billed to traditional insurance, but you can pay with HSA/FSA funds.

What if my plan denies reimbursement?

You can still use your HSA/FSA card at checkout. If your plan later denies reimbursement, contact the administrator to identify any missing documentation.

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Can I use my HSA or FSA to pay for lab testing?

The short answer: Yes!

Many people pay for Genova Connect testing with HSA or FSA funds and we accept major cards linked to those accounts. Always keep your receipt and check your plan’s rules for reimbursement.

Year-end Reminder: Use it or lose it!

Most FSAs expire at year end, so act now. When you use pre-tax FSA or HSA dollars, you'll get the lowest upfront price and leverage your pre-tax purchasing power.

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Using an FSA/HSA account can leverage about $100 on a $400 test!

Typical payroll FSA/HSA. Actual savings vary by tax bracket, state taxes, and payroll status.

How to Use FSA/HSA on Genova Connect

Step-by-step

Choose your test and pay with your HSA/FSA-connect card at checkout.
When your collection pack arrives, follow instructions to gather your samples and return to our lab.
When results are ready, download your itemized receipt and keep it with your records.
If your plan requires it, submit your receipt to your HSA/FSA portal.

Itemized receipts with test information and amounts paid are provided after purchase along with an insurance-ready receipt. You can download it from your activation email or at gdx.net/activate.

Smart Tips to Avoid Hassles

Pay with the HSA/FSA card directly at checkout.
Save everything: order confirmation, itemized receipt, and any provider notes.

What counts as a qualified medical expense?

The IRS defines qualified medical expenses as costs for diagnosis, treatment, mitigation, or prevention of disease. Laboratory fees and testing fall within eligible medical expenses, therefore, many plans allow HSA/FSA payment for testing. If unsure of your plan's rules, call their customer service and ask whether your selected test qualifies.

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This article is for educational purposes only and is not medical advice or a substitute for professional diagnosis or treatment.